Loans shall be granted for the following:
All vehicles must be comprehensively insured for the entire duration of the loan.
The bank would prefer that buses are driven by the owner.
Acceptable security: 
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Commuter buses
Trucks
Taxis
Vehicles to be used for rental purposes
| Age of vehicle | Equity | Term | Interest rate |
| New | 15% of the cost plus comprehensive motor insurance | Max. 5 years | 9.5% - 10.5% |
| 1 - 3 years old | 20% plus comprehensive motor insurance | Max. 4 years | 10.5% - 11.5 % |
| 3 - 5 years old | 25% plus comprehensive motor insurance | Max. 3 years | 11.5% - 12% |
| Over 5 years | 35% plus comprehensive motor insurance | Max. 2 years | 12.5% |
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Bill of sale stamped to cover the value of the vehicle
Assignment of comprehensive motor insurance to cover the value of the vehicle.
Legal mortgage over property
Assignment of cash deposit





